Stop Overpaying. Let AI Negotiate For You.
Upload your bills. Our AI agents contact providers, leverage competitive data, and fight for lower rates — on your behalf. You only pay if we save you money.
Simple Process
How It Works
Three steps. Zero effort on your end. Real savings in days.
Upload Your Bills
Drag and drop your bills, contracts, or subscriptions. We accept PDF, images, or typed details.
AI Goes to Work
Our AI agents analyze rates, research competitive offers, and contact your providers directly via email and phone.
Keep the Savings
We only charge 25% of what we save you. No savings means no fee — ever.
All Bill Types
What We Negotiate
Our AI agents work across every major category of recurring bills and contracts.
Cable & Internet
Insurance (Home, Auto, Health)
Phone & Wireless
Medical Bills
Subscriptions & SaaS
Vendor Contracts (Business)
💰 $2.4M+ saved
for our customers — and counting
Real Savings, Real Customers
“Saved $89/month on Comcast in 4 days. I didn't have to do anything.”
James T.
Austin, TX
“Our AI tools bill dropped 40%. CostCutter handled the whole negotiation.”
Sarah K.
Denver, CO
“Got $340 knocked off my medical bill after insurance. Took 2 weeks.”
Marcus L.
Chicago, IL
Transparent Pricing
Only Pay When You Save
No monthly fees. No upfront costs. We succeed only when you do.
Personal
25%
of your savings
- Cable & internet
- Phone & wireless
- Home & auto insurance
- Medical bills
- Subscriptions
Business
20%
of your savings — volume discount
- Vendor contracts
- SaaS subscriptions
- Telecom & internet
- Business insurance
- Facilities & utilities
Got Questions?
Frequently Asked Questions
How does the 25% fee work?▾
If we save you $100/year, we charge $25. If we save you nothing, you pay nothing. Simple.
Do you need access to my accounts?▾
No. We negotiate via email and phone on your behalf. We never need your login credentials.
How long does negotiation take?▾
Most negotiations complete within 3-10 business days. We'll keep you updated every step of the way.
What if my provider refuses to lower my rate?▾
No savings, no fee. We absorb the cost of the negotiation attempt.
Is my data safe?▾
Your bill data is encrypted and never shared with third parties. We use it only to negotiate on your behalf.
What kinds of bills can you negotiate?▾
Cable, internet, phone/wireless, home and auto insurance, medical bills, software subscriptions, and vendor contracts for businesses.
More questions? View full FAQ or email us.